What is a credit report?
A consumer credit report is a document containing a factual record of an
individual's credit payment history. Credit grantors are permitted by law
to review credit reports to objectively determine whether to grant a
consumer credit. Lenders usually report consumer credit payment
information to the credit bureaus. Most of the information in a consumer
credit report comes directly from the companies consumers do business
with.

What kind of information does a credit report contain?
Your Experian credit report contains four types of information:
identifying information, credit information, public record information,
and inquiries.

Identifying information includes:
Your name
Your current and previous addresses
Your Social Security number
Your year of birth
Your current and previous employers
If you're married, your spouse's name

Credit information includes credit accounts or loans you have with:
Banks
Retailers
Credit card issuers
Other lenders

Public record information includes any information that's contained in state and county court records, like:
Bankruptcies
Tax liens
Monetary judgments

Inquiries indicate to other credit grantors that you have applied for new
credit, which could result in additional debt. Potential lenders may view
multiple recent inquiries on your credit report as a sign you may be
overextending yourself.

Order your credit report

http://www.consumerinfo.com/